Using the spoon carefully place all the fruit, the sultanas, ginger and cinnamon into the punch bowl.
If a consumer talks bullshit on the ward, he goes over like a turd in a punch bowl.
Dissolve sugar in fruit juices in punch bowl. Add all other ingredients except Champagne. Mix well. Add block of ice. Just before serving add chilled Champagne and stir gently.
The new capital buffer is intended to give bank supervisors a second tool: they can take away the punch bowl while the party is still in full swing or can top it up when the economy is slowing.